How To Find The Right Home For Your Family

Dated: August 28 2018

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Buying a home is both an exciting and a stressful experience because there are so many things to consider. There’s the hunt for a manageable mortgage payment, finding a perfect location and having enough room for all the kids and maybe even a pet to run around. By following these tips, future homeowners will have a much easier time finding the right home for their family.


Before starting the search, you need to set your budget. Some homebuyers fall into the trap of going a little above their budgets, only to struggle when they need to buy a new car or pay for an unexpected illness. One suggestion is checking an online home mortgage calculator. These allow you to play around with different interest rates and mortgage periods to see which ones you can afford to pay every month.

Next, take the time to research how much you’ll pay in real estate taxes and homeowners insurance. The average tax hovers around 1.5-percent of a home’s value, and the insurance policy is another 0.5-percent of the value. This would add about $4,000 in expenses on a $200,000 home. Lastly, there’s the cost of bills and regular upkeep such as lawn care. While it may seem nice to have a pool in the backyard, it can cost up to $300 a month extra to maintain.


It’s hard to know whether you need a 1,000 square foot or 3,000 square foot home by the numbers alone. To start, think about how many rooms you need and how you will use them. While the kids might be okay to share a room when they’re young, they may want their own space when they get older. Also, you might want another room to use as an office space or a playroom.

To help make the choice easier, start looking at homes on the smaller scale and then work your way up. Also, remember that a bigger home comes with higher mortgage payments, property taxes, and the chance of filling the empty space with more unnecessary junk.

Guest Potential

There’s nothing like hosting the first holiday in your new home. But that could prove a hurdle if the home can’t fit more than a few people comfortably. When looking for a home, consider if you’ll need a guest room to host a friend or family member. Also take stock of the kitchen size, such as how much space you need for an oven or refrigerator and how many people can fit in the dining area.

Depending on the climate, you may want to look for a home that has opportunities to host gatherings outside as well. Consider how easily guests can travel to your home from nearby areas or the airport. Someone who regularly hosts events may find it better to live outside of the city where guests can find a place to park and the homes have more space.


Other than the budget, the location is the most important factor to consider when looking for a home. Not only does a good location affect your quality of life, but it also impacts the value of your home if you decide to sell in the future.

Spend time getting a feel for a neighborhood by walking around and spending time in local restaurants. Research to see if there are neighborhood meetings, and review the crime statistics for the area. You can also ask your realtor to see how quickly homes are selling to get an idea of an in-demand neighborhood.

Make sure the home location serves your needs for work as well as the children’s needs for school. As for schools, website such as GreatSchools makes it easy to compare schools in the neighborhood. It’s important to consider whether your drive to work will be reasonable in traffic or if you’re better off using public transportation or carpooling.

Future plans

For many homebuyers, their first home is not the place they stay in all their lives. According to the U.S. Census, 30-year-olds move about six times in their lives. This means that homebuyers should look for homes that can sell for a profit in the future.

One tip is looking through historical sale prices to see which homes held value in different economies. Once you have a home, it’s easy to boost value just by improving its curb appeal. You can also go the DIY route and add various upgrades such as installing new fixtures and repainting. These may be costly at first, but they will increase the home’s value over time.

With these tips in mind, you can start looking for the perfect place that suits your family’s needs. Ready to make the move? Contact me today for all your San Antonio real estate needs.

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Marcus Galan

Marcus, a San Antonio native, is a recognized business professional who cherishes the relationship and trust the client's place in him. Over the years, he developed a love for the sense of camaraderie....

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