Nothing ruins a workday like not having a designated, comfortable place to work from. And when you are working from home, whether it be temporarily or indefinitely, setting up a great workspace gets
Buying A House In The Fall
* Top Reasons to Buy a House in the Fall *
-There’s less competition
Competition for houses drops off in the fall, a time many people consider to be off-season in real estate. But there are still homes for sale and in some cases, there’s just as much inventory as there was during the spring and summer. Fall can mean new inventory and repositioned old inventory that did not sell in the prime season! This puts you in a great position to negotiate as many sellers are very motivated to sell before the holidays.
-Sellers are serious
Not all homes on the market in fall are summer leftovers. Some people need to sell in the fall because the timing is right. Maybe they were having a home built, and it’s now ready. Maybe they need to move because of a job. That means sellers could be more open to negotiating and accepting a lower offer.
-You can take advantage of tax breaks
First-time homebuyers, take note: Although you can’t escape paying income tax, you can make a dent in what you owe when you become a homeowner. Property tax and mortgage interest are both deductions you can take for your whole year’s worth of income, even if you closed on your home in December. Any payments that are made prior to the closing of the loan are tax-deductible. This can make a serious difference in the amount you owe the government at the end of the year.
-You’re the center of attention
Because spring and summer are ideal times to buy a home, real estate agents are usually busier then. And that could mean you might not always get the attention you want. This is also true for other professionals you’re working with to buy a house. Service providers, such as mortgage lenders and title companies, are moving out of the summertime sales swamp and can often respond more quickly.
The same goes for movers. Because summer is peak moving season, people often experience more delays and service issues, such as moving companies reaching capacity and running out of trucks to pick up shipments. The probability of experiencing a delay goes way down in the fall season.
-You can take advantage of end-of-year sales to outfit your home
Most of the time there are bound to be improvements you want to make after buying a house. You’ll also probably need to buy items to maintain your home, and if appliances weren’t part of the deal, you’ll need those too. Wouldn’t it be great to coordinate your home purchase with sales on items you’ll need? According to Consumer Reports the calendar determines when it’s a good time to buy all sorts of consumer goods. In particular, September is a great time for buying carpet and paint. October means lawn mowers go on sale, and appliances and cookware are cheaper in November!
Joshua Mata, moved to San Antonio, Tx from a small town in the Rio Grande Valley, Pharr, Tx in 2008. He graduated from PSJA North and proceeded to work as a Financial Advisor for a medical company for....